Our Investment
Philosophy
Many investors are convinced that alpha has disappeared from U.S. equity markets and prefer to use passive investment tools such as exchange traded funds (ETFs) to broadly gain exposure to these markets. We believe the problem with this approach is that it gives up any chance of outperformance and forces an investor to settle for benchmark returns minus fees. It also ignores the fact that alpha potential does exist. We believe that active managers who are able to capture alpha have a better opportunity over time for creating excess returns for investors. This is our philosophy in our investment
Services
Comprehensive Investment Advisory
For those clients who seek comprehensive investment advisory services, Hawk Capital provides both asset management and financial planning services. This is our most robust level of service, designed to integrate the management of your investable assets into every other aspect of your financial life. We will help you to formulate and refine your investment goals, review your assets, liabilities, income and expenses, and ensure you have properly addressed your estate, tax planning, and protection needs. From helping review your retirement assets, to financial savings plans for your near-term home purchases, we are with you every step of the way to help increase the quality of your financial decisions. Together, as a team, we can plan for your future today.
Consultative
Approach
There’s something to be said for an advisory relationship that is essentially a partnership. At Hawk Capital we will help guide you through the financial options you have to help make the best decisions possible for you and your family. While you would certainly make some great financial decisions on your own, and you bring considerable value to the partnership, you are able to reduce mistakes and make a higher percentage of great decisions in collaboration with Hawk Capital Wealth Management
Tailored
Guidance
The foundation for a successful client relationship is rooted in having a deep understanding of your needs. Yes, we will crunch the numbers. But, we will also speak honestly and go beyond the numbers in order to gather the information necessary to paint a complete picture of your vision for the future. Every client is different, which is why we prefer to tailor our service to each individual client.
All investing involves risk. It is our duty to understand your risk tolerance and be sure that our recommendations are consistent with your needs and objectives. We also understand that your risk tolerance, needs and/or objectives are subject to change, and believe that effective investment management involves consistent and open communication. Once we have your financial plan in place, we will help you to implement your plan (should you so desire) and check-in with you at mutually agreed upon periodic intervals to adjust as needed. We will talk about your big goals, old and new. That trip to Italy, the summer house on Orcas, your dream wedding. Are you ready to buy your first house or gearing up to sell one you’ve owned for 30 years? We will help you understand your current financial abilities and advise whether the timing is right…or if you might want to hold off for a while. The value in our total package lies not just in the numbers, but in the satisfaction of knowing that your assets are working for you, and not the other way around.
What We Offer
- Investment Planning
- Education Planning
- Employee Benefit and Stock Option Planning
- Retirement planning for accumulation phase as well as distribution phase
- Financial Independence
- Capital Needs Analysis
- Risk Management (Life & Disability Insurance)
- Medicare and health benefit analysis
- Tax harvesting strategies
- Estate Planning
- Income Tax Planning
- Comprehensive Financial Planning with Monte Carlo analysis
Asset Management
This service is tailored to each individual investor, but will focus solely on your investable assets. As active investment managers, our preference is to primarily use individual stocks and exchange traded funds. For some of our clients, other asset types, such as bond and other public and private securities will be part of an overall balanced portfolio, dependent upon the specific needs of the client. Each individual investment strategy is tailored to your specific needs and may include some or all of the previously mentioned securities. Portfolios will be designed to meet a particular investment goal, determined to be suitable to your circumstances. Once the appropriate portfolio has been determined, portfolios are continuously and regularly monitored, and if necessary, rebalanced based upon individual needs, stated goals and objectives.
Our approach is one of long-term investing paired with some shorter term trading to take advantage of market volatility. Our portfolios are domestically & globally diversified and contain multiple asset classes. Fees for this service are charged based on assets under management, as we believe this arrangement is the most transparent, flexible, and least subject to conflict. We don’t sell proprietary products so you will know that we do not receive incentive to recommend any particular security to you. For more information, please see our Investment Philosophy.
Financial Planning
& Consulting
We provide a variety of standalone financial planning and consulting services for the management of financial resources based upon an analysis of your current situation, goals, and objectives. Financial planning services will typically involve preparing a financial plan or rendering a financial consultation based on your financial goals and objectives.
We genuinely want your money to work for you, so that you can enjoy the wide world around you. We’ll form a comprehensive analysis that goes beyond your investment portfolio, and explore a financial plan that factors in tax considerations, life expenses and budgeting, cash reserves, estate plan, and savings goals. We believe it’s an invaluable tool to assess your current and future financial well-being.
To begin the process, we will perform a comprehensive review of your current needs. We will evaluate strategies to assist you with education planning, tax planning, retirement and insurance needs. We will also track the viability of any new investment opportunities as they present themselves.
Financial planning services will typically involve preparing a financial plan or rendering a financial consultation for clients based on the client’s financial goals and objectives.
About Us
What we do
In short, we work with you to enhance your financial decisions. Prior to our engagement, we will help you determine which of our services best meets your needs - from comprehensive advisory services, to custom financial plans or asset management services, Hawk Capital can help. We work for you, and your future.
Who we serve
Our clients are local, involved, and community-minded people who prefer a layer of integrity mixed in with their financial future. They’re executives, salespeople, managers, business owners, parents. They’re our friends, family, and associates. And people just like you.
How we do it
We expect to meet multiple times in the first month of the relationship to speak to you honestly, gather all of the data, formulate goals, analyze the situation, and make initial recommendations. From there we’ll track progress and make proactive changes, always managing expectations. We’re experts in the market, we’re flexible, and we’re ready to talk about the best approach for you.
Why we do it
Relationships, more than account values, matter. We want to make sure we take a holistic and open architecture approach in helping our clients reach their financial goals. Our goal is to help our clients reach their financial goals and help accumulate; grow; and distribute their legacy in the most effective comprehensive tax harvesting and estate planning strategy.
Your Team
Jessi Hawk, CHFC®
Jessi Hawk has been in the financial service industry for over 25yrs. For 15yrs she was running a very successful real estate practice and in 2007 she transitioned her practice to comprehensive financial and estate planning. She has both her property and health life insurance licenses as well as is an investment adviser representative and lastly she completed her Chartered Financial Consultant Designation with the American College of Financial Services. Also she has attended Retirement Planning certificate Service course through Wharton Business School sponsored by Axa Advisors during the time that she was with that company from 2008 to 2013. Jessi Hawk extensive knowledge of the real estate, insurance, and equity market helps her to help her clients to navigate their personal and financial goals through volatile time. As Bruce Lee say “ water can flow or it can Crash” and we help our clients flow smoothly and navigate their goals by active management style and momentum strategy based on market conditions.
